jennypoo3016 Posted October 27, 2006 Posted October 27, 2006 Cash or Debit Card..try to stay away from the credit cards if we can :)
ObiRich Posted October 27, 2006 Posted October 27, 2006 ta..ta..ta..ta...da..da... CHARGE IT!!! Cash back credit card I pay off every month.
Spotted1 Posted October 28, 2006 Posted October 28, 2006 We don't have any credit cards, so it'll be a combo of cash and debit. We're putting back so much out of DH's paychecks, plus I work from home so all of my income at the moment is being saved up for Black Friday.
VonnegutFan Posted October 28, 2006 Posted October 28, 2006 CREDIT CARDS, thank you! It's safer than cash, offers cash-back or rewards, and allows me to take a 25 day interest-free loan at the expense of the credit card company (har, har). Use a credit card, pay in full, get cash-back on purchases. Credit is not evil, it is your friend... if you use it wisely!
LondonAtDark Posted October 28, 2006 Posted October 28, 2006 This was my 1st year setting up a Christmas Club account thru my employers credit union. I have a certain amt taken from each paycheck and Nov 1 the checks are ready to be mailed. I am going to have the check mailed to my mother. That way she can hold on to it till the Wednesday before Thanksgiving then cash it. Otherwise I might spend it on other things....
laffnatu Posted October 28, 2006 Posted October 28, 2006 Debit card or card card that we pay off monthly. I'm like others, I usually don't carry cash.
cherry33778 Posted October 28, 2006 Posted October 28, 2006 I save one of my paychecks. I have learned the hard way about using cc.
dswright Posted October 28, 2006 Posted October 28, 2006 Another cash back credit carder here. Paid off with the extra pay in December (5 pays in the month instead of 4) Why not get cash back or an extra discount if you can pay in full and never pay interest.
sm1kla Posted October 28, 2006 Posted October 28, 2006 CREDIT CARDS, thank you! It's safer than cash, offers cash-back or rewards, and allows me to take a 25 day interest-free loan at the expense of the credit card company (har, har). Use a credit card, pay in full, get cash-back on purchases. Credit is not evil, it is your friend... if you use it wisely!I'm right there with you. The perks keep getting more competitive - I pay with cc and pay it off. As long as I pay it off each month, they are rewarding me for items I was planning to purchase anyway, it's like being paid to shop! Can't beat it.
kboyts Posted October 28, 2006 Posted October 28, 2006 CC here, then transfering whatever I dont pay off onto another card with a 0% APR for 12 months balance transfer option.
Libra Angel Posted October 29, 2006 Posted October 29, 2006 I'll be using 1's, 2's, 5's, 10's, 20's, 50's, and 100 dollar Bills along with Pennies, Nickles, Dimes, Quarters, Fifty Cent Pieces.
checo7 Posted October 29, 2006 Posted October 29, 2006 I Always Pay My Items With A Debt Card On Bf. It Is Easy That Way For Me.
cotinkandy1 Posted October 29, 2006 Posted October 29, 2006 Hubbys overtime if Iam lucky....Shopping for 6 kids get expensive!!
Gloey Posted October 29, 2006 Posted October 29, 2006 I collect five dollar bills throughout the year and save my survey money also.
stationchief Posted October 29, 2006 Posted October 29, 2006 'Best Buy Bucks' at Best Buy , and a lil' mini debit card attached to my keychain everywhere else. Not gonna take many risks with all those pickpockets. The funding itself will come from both the wife's and my extra paychecks next month. We both get paid bi-weekly, so if 'ya do the math that means you get an extra paycheck about every six months. Talk about perfect timing!
dtdoda Posted October 29, 2006 Posted October 29, 2006 CREDIT CARDS, thank you! It's safer than cash, offers cash-back or rewards, and allows me to take a 25 day interest-free loan at the expense of the credit card company (har, har). Use a credit card, pay in full, get cash-back on purchases. Credit is not evil, it is your friend... if you use it wisely! Bingo. I charge absolutely everything.
Sedona Posted October 30, 2006 Posted October 30, 2006 I use CC to pay for BF. I don't like carry cash
keith_dude Posted October 30, 2006 Posted October 30, 2006 A credit card that I pay off at the end of the month. I wouldn't camp out with hundreds of dollars in my pocket.
RossMAN Posted October 30, 2006 Posted October 30, 2006 Of course I pay with a credit card with rewards :)
kselzer Posted October 31, 2006 Posted October 31, 2006 I budget everything out so I know when to pay what - this year and last I just moved some bills around to different paychecks so I have almost one full paycheck to use on BF. Gets a bit tight before BF, but I'll survive :) I've definately learned my lesson from charging all of Christmas
bogie Posted October 31, 2006 Posted October 31, 2006 Always use credit cards to get cashback and points. I always pay in full each month.
melissanlar Posted October 31, 2006 Posted October 31, 2006 Debit card right out of checking. Working extra hours to have enough.
tdanette Posted October 31, 2006 Posted October 31, 2006 I save all my change from one Thanksgiving til the next and cash it in plus i save cash each week- at least $20. I've never felt unsafe carrying cash on BF and that's how I prefer to do it since it's so easy to go over budget but if I did i'd just deposit it in my checking and use my debit card. Credit cards are just wayyyy too tempting for me on BF!
rbk0914 Posted October 31, 2006 Posted October 31, 2006 I'll be using 1's, 2's, 5's, 10's, 20's, 50's, and 100 dollar Bills along with Pennies, Nickles, Dimes, Quarters, Fifty Cent Pieces. You forgot those dollar coins
littlemama Posted October 31, 2006 Posted October 31, 2006 I was thinking about standing in line at Wal-Mart for one of the $398 laptops, and then reselling it before christmas. I would charge my BF goodies on AMEX and then use points to get more giftcards. THEN I would use the $ from the laptop to pay off the cc. Maybe I should have saved more $ before now......
Guest lolwtfbbq Posted October 31, 2006 Posted October 31, 2006 credit card, so if i have to return something or despute a charge, im not completely screwed. plus, i plan on selling most of the stuff i buy anyways, and if i cant sell it then ill just return it.
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