davidbugs Posted November 18, 2005 Posted November 18, 2005 I want to know what type of Payment are you planning to use while shopping on black Friday. You have at least 5 choice. How much are you going spent in your shopping spree!!! 1. Cash 2. Debit card 3. Credit Card 4. Gifts Card or Prepaid Credit card 5. Checks
Rebirth Posted November 18, 2005 Posted November 18, 2005 http://forums.gottadeal.com/showthread.php?t=14866&highlight=pay
Princess7915 Posted November 18, 2005 Posted November 18, 2005 I like to use my bank visa card because I hate cash (scary!) and checks take too long!!! But I will have to use some cash because our bank statement online tells you where you shopped and my hubby could find out. If I go to certain stores and spend money only on items he requested (like sears) then he's pretty good at figuring out his gifts!! Sneaky.
ReillyCheyenne Posted November 18, 2005 Posted November 18, 2005 I will be using credit cards, cash and 1 check (that's for my mom):2dollar:
shopping mom Posted November 18, 2005 Posted November 18, 2005 I will do cash until it is gone then the debit card if I really need a few more things, and the charge at Kohl's because they will give me another 15% off. I am not sure how much yet--it will depend on the deals.
ebony0421 Posted November 18, 2005 Posted November 18, 2005 I will be using cash. I will only pull out my credit cards if it's my last resort. I also have a few gift cards to use.
amdskip Posted November 18, 2005 Posted November 18, 2005 My citibank credit card from http://www.bettercreditcard.com
cami_reardon Posted November 18, 2005 Posted November 18, 2005 I hardly ever carry cash, but I do NOT use my credit cards at Christmas. I learned my lesson on that one a long time ago. So I'll use the visa check card. I can't overspend and I won't have a bill that lasts all year.
dissident Posted November 18, 2005 Posted November 18, 2005 credit card...use it, pay the balance in full online that next day or three.
conj Posted November 18, 2005 Posted November 18, 2005 credit card. My UPromise card. Pay it off every month... so I enjoy the extra cash back and the protection that buying with a credit card offers... also, I like the 30 day interest free loan.
bassmount Posted November 18, 2005 Posted November 18, 2005 all of the above except gift card. I'll use whatever payment I have to to get the deal. LOL
crix101 Posted November 18, 2005 Posted November 18, 2005 Debit card mostly, some cash. Every year my husband and I do employee loans for Christmas. It is only 6% interest and I just pay like 20 bucks out of each of our checks and then I have about 1200.00 to spend on black friday! I cant wait!!!!!!
Iluvmygirl Posted November 18, 2005 Posted November 18, 2005 I'll use my Disney Visa so I can keep racking up those rewards dollars to help pay for our vacation right after Christmas!!
mitchandalisha Posted November 18, 2005 Posted November 18, 2005 Cash because the cashier goes faster when it is cash! I will use my charge at Kohls though to be a MVC next year!
missyjane Posted November 18, 2005 Posted November 18, 2005 cash and then the debit card. Amount I'm not sure yet - I think Circuit City may have just raised my budget.
kfinto65 Posted November 18, 2005 Posted November 18, 2005 I always use by GM credit card so I can later save on a new car!
love2beurwifey Posted November 18, 2005 Posted November 18, 2005 Im going to be using a combination of gift cards, credit cards and cash
Candy Posted November 18, 2005 Posted November 18, 2005 Cash probably....but I may use debit on kids gifts.......at Kmart and a few others if you use your debit and lose your receipt.......they can look it up thru your debit card and you will get the original amount if it is on sale when you make a return.
peachysquirt21 Posted November 18, 2005 Posted November 18, 2005 I will be using checks this year. I am happy with that cause I dont have to use my way over loaded credit cards. LOL
EYGLE Posted November 18, 2005 Posted November 18, 2005 The mail brought a MVC charge coupone for an extra 15% off at Kohls great that they are letting us use this on BF.
ryleeblack Posted November 18, 2005 Posted November 18, 2005 Questions about debit cards... -If you return the item, how is the money debited back into your account? -Would there be any differences in returning the item ( cash or debit )? -Is it easy and simple to return the item and get your money back? I don't feel comfortable carrying loads of cash on me, so I'm considering my options. Once I figure out how it works. LoL. Thanks!
saturnboy01 Posted November 18, 2005 Posted November 18, 2005 Cash? Who uses that anymore. I prefer "plastic" as my #1 tool when shopping. Carrying cash is so 90's. I don't remember the last time I saw a $20.00 bill!! Ha Ha. I used to seeing my solider on my American Express Card.
saturnboy01 Posted November 18, 2005 Posted November 18, 2005 Questions about debit cards... -If you return the item, how is the money debited back into your account?-Would there be any differences in returning the item ( cash or debit )? -Is it easy and simple to return the item and get your money back? I don't feel comfortable carrying loads of cash on me, so I'm considering my options. Once I figure out how it works. LoL. Thanks! Some stores if you use debit will give $$ back others will give "credit" back to your debit card. Each store is different.
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