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Posted
For the first year ever I was able to put nothing on the credit cards. I have cards I am trying to pay off but no new debt from this christmas season!! YEAH!! and i didn't skip the bills to do it...this is a first too....
Posted
maybe 50%, but we have amex which is a charge card not credit so the full bill has to be paid once it comes...so anything that's been charged we already have the money for...o & clothes on the old navy card bc you get $5 back for every $100 you spend which really adds up for us around the holidays
Posted
The only credit card I use is Kohl's and that is only for the extra 15% off and then I immediately pay it. If I need extra cash I pull out the recipes that are really cheap to make and save on the groceries.
Posted

Like Shopping Mom, I used my Kohls for the extra 15% off and have already paid it. The other shopping I did from BF till last Thur went on a CC with a zero balance. My husband received his bonus last Thursday, I've used my debit card (checking act) since, will pay off CC this week also.

 

My problem will be the after Christmas & Jan. sales, hate to miss those bargains. :eyepoppin :eyepoppin :eyepoppin

Posted
We live on our CC, rarely use cash, but DH pays it off every month, he carries no debt. He says if he uses the CC, thats another month his cash gains interest in the bank, and because he pays in full, he pays zero finance charge. He beats them at their own game!!!!!!!!!!!
Posted
We use CC for everything, but pays it off monthly. We don't pay interest. We get cash back from our purchases -- Merry Christmas to us! We don't buy anything we can't afford.
Posted
Using CC and paying in full when the bill arrives. I do not carrying balances on cc's. Also using gift certificates that I acquired throughout the year!
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