Jackel Posted November 18, 2005 Share Posted November 18, 2005 Hi all, I am new here (LOVE the site btw) and have a question. One of my friends told me that some places might not take checks on BF because it's one of the biggest days for them to get ripped off from people not having enough money in their accounts. Is this true? I planned on using my checkbook, I hate having cash on BF and I don't want to use my CC. So do you think they will be accepting checks? Thanks Celeste Link to comment Share on other sites More sharing options...
Ankit Posted November 18, 2005 Share Posted November 18, 2005 Any reason you don't want to use your CC? With a nice CC you can get cash back as well as other benefits such as protection from the CC company. http://www.bettercreditcard.com/ Link to comment Share on other sites More sharing options...
Mike Posted November 18, 2005 Share Posted November 18, 2005 Yes, they will take checks on BF. Link to comment Share on other sites More sharing options...
erh12275 Posted November 18, 2005 Share Posted November 18, 2005 Hi all, I am new here (LOVE the site btw) and have a question. One of my friends told me that some places might not take checks on BF because it's one of the biggest days for them to get ripped off from people not having enough money in their accounts. Is this true? I planned on using my checkbook, I hate having cash on BF and I don't want to use my CC. So do you think they will be accepting checks? Thanks CelesteI have used checks on BF for years. But I will warn you that you will probably be asked for your ID. And at Walmart if the purchase is over I think $300 they had to get management approval. Love using checks safer than cash and still being paid off then. Only reason I am not this year is someone got our checking account info....long story short...we can't write a check til it gets cleared up w/ telechek. No ATM/Checkcard either. So cash it will be. Link to comment Share on other sites More sharing options...
Rebirth Posted November 18, 2005 Share Posted November 18, 2005 You should get a Debit Card. Using checks will take alittle awhile. Link to comment Share on other sites More sharing options...
Mike Posted November 18, 2005 Share Posted November 18, 2005 Probably asked for ID? I don't know of any stores that don't require ID when writing a check. Link to comment Share on other sites More sharing options...
alimfp Posted November 18, 2005 Share Posted November 18, 2005 If they usually accept checks, then they probably will on BF. Just take photo ID! Link to comment Share on other sites More sharing options...
illusion Posted November 18, 2005 Share Posted November 18, 2005 Probably asked for ID? I don't know of any stores that don't require ID when writing a check. I get asked to see my ID even when i use my debit card at taco bell here. Its ridiculous. Link to comment Share on other sites More sharing options...
Rebirth Posted November 18, 2005 Share Posted November 18, 2005 I get asked to see my ID even when i use my debit card at taco bell here. Its ridiculous.If you used the number pad, they don't ask. If you swiped it, they'll ask if necessary. Link to comment Share on other sites More sharing options...
illusion Posted November 18, 2005 Share Posted November 18, 2005 yeah i guess better to be save than sorry. Link to comment Share on other sites More sharing options...
erh12275 Posted November 18, 2005 Share Posted November 18, 2005 I get asked to see my ID even when i use my debit card at taco bell here. Its ridiculous.I am assuming if they are asking for ID u must be using it as a check card. Is it not signed? I can't see why else they would ask. We spend alot of money when we go to Taco Bell but it's never over $25....so unless you are feeding the people next door I don't understand it. Link to comment Share on other sites More sharing options...
illusion Posted November 18, 2005 Share Posted November 18, 2005 I am assuming if they are asking for ID u must be using it as a check card. Is it not signed? I can't see why else they would ask. We spend alot of money when we go to Taco Bell but it's never over $25....so unless you are feeding the people next door I don't understand it.It is a visa check card, It is signed and i do sign a paper each time. Link to comment Share on other sites More sharing options...
Rebirth Posted November 18, 2005 Share Posted November 18, 2005 It is a visa check card, It is signed and i do sign a paper each time.That's why. When you sign, sometimes they'll ask for your ID. Use the number pad next time, they won't ask you for your ID or your card. Link to comment Share on other sites More sharing options...
MarkRaby Posted November 18, 2005 Share Posted November 18, 2005 Just please, for the sake of yourself and the people behind you, while you're waiting over an hour in the line, start making the check out. Can't stand people who have both hands free for several minutes in line and then it seems like a shocker to them when they finally reach the cashier and have to actually write out the check... -Mark- Link to comment Share on other sites More sharing options...
erh12275 Posted November 18, 2005 Share Posted November 18, 2005 Just please, for the sake of yourself and the people behind you, while you're waiting over an hour in the line, start making the check out. Can't stand people who have both hands free for several minutes in line and then it seems like a shocker to them when they finally reach the cashier and have to actually write out the check... -Mark-Well at least at Walmart and a few other places they do it for you. Course I am usually the one that does it myself because I am always afraid of my check getting stuck in the machine(yes it has happened). Link to comment Share on other sites More sharing options...
mrsnshick Posted November 18, 2005 Share Posted November 18, 2005 Stores will take your money no matter what form it's in! CC's sometimes will limit your account activity so if you use it at several stores in a short period of time the computer may not allow the sale and you'll have to use cash/check. It's a protection agaist fraud, protects both the store and the user. If the card was stolen and being used at stores alll over, the computer picks up the activity and refuses to approve a sale after a while. It's a nice saftey feature until a day like BF comes when I run from store to store and purchase hundreds of dollars in each store. It only happened once but, I learned from that experience. Carry more than 1 card and or cash/checks! Link to comment Share on other sites More sharing options...
erh12275 Posted November 18, 2005 Share Posted November 18, 2005 Just please, for the sake of yourself and the people behind you, while you're waiting over an hour in the line, start making the check out. Can't stand people who have both hands free for several minutes in line and then it seems like a shocker to them when they finally reach the cashier and have to actually write out the check... -Mark-This reminds me...my mother always had a rule...never get in line behind anyone w/ grey hair or get in a line where the cashier had grey hair...lol. Link to comment Share on other sites More sharing options...
MarkRaby Posted November 18, 2005 Share Posted November 18, 2005 Well at least at Walmart and a few other places they do it for you. Course I am usually the one that does it myself because I am always afraid of my check getting stuck in the machine(yes it has happened).Bet you have a good story from that experience . If you are waiting in line for an ungodly amount of time and you can use your hands, I just think it makes it so much more convenient for everyone just to write out the check yourself ahead of time. -Mark- Link to comment Share on other sites More sharing options...
MarkRaby Posted November 18, 2005 Share Posted November 18, 2005 This reminds me...my mother always had a rule...never get in line behind anyone w/ grey hair or get in a line where the cashier had grey hair...lol.Hey, that's a pretty good rule of thumb . Although, sometimes I have followed such a rule only to have the grey-haired customer speed through while I'm waiting behind the teenager who has to get a price check on a bottle of Snapple... -Mark- Link to comment Share on other sites More sharing options...
erh12275 Posted November 18, 2005 Share Posted November 18, 2005 Bet you have a good story from that experience . If you are waiting in line for an ungodly amount of time and you can use your hands, I just think it makes it so much more convenient for everyone just to write out the check yourself ahead of time. -Mark-Wouldn't have been so bad if it hadn't been my last one...lol. Link to comment Share on other sites More sharing options...
MarkRaby Posted November 18, 2005 Share Posted November 18, 2005 Wouldn't have been so bad if it hadn't been my last one...lol. Ha! That makes it even better. I've actually never written a check to a store in my life (although, heh, granted I am 19 and have had my checking account for 16 months...). There seem to be too many problems associated with it. -Mark- Link to comment Share on other sites More sharing options...
erh12275 Posted November 18, 2005 Share Posted November 18, 2005 Ha! That makes it even better. I've actually never written a check to a store in my life (although, heh, granted I am 19 and have had my checking account for 16 months...). There seem to be too many problems associated with it. -Mark-By the time I was 19 I had been married for 5 months and had had my own checking account for 3 years. But I will say things have changed since then....too easy to have your identity stolen...another story I am not going into at midnight. Link to comment Share on other sites More sharing options...
leefamily23 Posted November 18, 2005 Share Posted November 18, 2005 There would be too many problems if the large places like Walmart, Target, TRU, ect didn't take checks on BF morning. They pretty much have to follow the guidelines they've set for the rest of the year and stick to them. Link to comment Share on other sites More sharing options...
melissashops Posted November 18, 2005 Share Posted November 18, 2005 Another tip if you are using your debit card on BF. If you plan on spending a lot of money, it won't hurt to call your bank to alert them, and raise your daily spending limits if necessary. This will prevent a temporary fraud block, and declines at the register. As long as you have enough money in your account, any bank will up your daily limit for you. :) Link to comment Share on other sites More sharing options...
kalle1212 Posted November 18, 2005 Share Posted November 18, 2005 people still write checks? lol Link to comment Share on other sites More sharing options...
Christypl Posted November 18, 2005 Share Posted November 18, 2005 I agree...get a check card! I dont even have paper checks anymore. Link to comment Share on other sites More sharing options...
crystalhicks Posted November 18, 2005 Share Posted November 18, 2005 I don't know if all Wal-Marts do it but our now has electronic check where they actually hand the check back to you and you sign a piece of paper....I know our Old Navy also does it, so there really isn't a reason they shouldn't take them. Link to comment Share on other sites More sharing options...
VonnegutFan Posted November 18, 2005 Share Posted November 18, 2005 Stores will take your money no matter what form it's in! CC's sometimes will limit your account activity so if you use it at several stores in a short period of time the computer may not allow the sale and you'll have to use cash/check. It's a protection agaist fraud, protects both the store and the user. If the card was stolen and being used at stores alll over, the computer picks up the activity and refuses to approve a sale after a while. It's a nice saftey feature until a day like BF comes when I run from store to store and purchase hundreds of dollars in each store. It only happened once but, I learned from that experience. Carry more than 1 card and or cash/checks!True. I've witness this happening plenty of times. Link to comment Share on other sites More sharing options...
VonnegutFan Posted November 18, 2005 Share Posted November 18, 2005 I don't know if all Wal-Marts do it but our now has electronic check where they actually hand the check back to you and you sign a piece of paper....I know our Old Navy also does it, so there really isn't a reason they shouldn't take them.e-checks. Yes, quite convenient. Link to comment Share on other sites More sharing options...
love2beurwifey Posted November 18, 2005 Share Posted November 18, 2005 They will im sure Link to comment Share on other sites More sharing options...
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