Betsy Posted April 3, 2007 Share Posted April 3, 2007 I can't access mine anyway.Did you call or email? That's the same message DH got. Link to comment Share on other sites More sharing options...
kmbrly Posted April 3, 2007 Share Posted April 3, 2007 Did you call or email? That's the same message DH got. I called yesterday. They unlocked it so I could access it. Fairly simple. Just had to verify some info. Link to comment Share on other sites More sharing options...
cotejb Posted April 4, 2007 Share Posted April 4, 2007 code no longer good Link to comment Share on other sites More sharing options...
cotejb Posted April 4, 2007 Share Posted April 4, 2007 This site is free for all three reports: https://www.annualcreditreport.com/cra/index.jsp Link to comment Share on other sites More sharing options...
Jenh1973 Posted April 4, 2007 Share Posted April 4, 2007 not working for me Link to comment Share on other sites More sharing options...
Flash Posted April 5, 2007 Share Posted April 5, 2007 If they are positive accounts, leave them for as long as they stay. They give age to your report, which helps your score. If they're negative, they will fall off after 7 years has lapsed. If they are innacurate, you can dispute them and request that they be removed immediately. There is some info about this sort of thing in the finance forum here and there is a lot of information available on this topic at www.creditboards.com.Hi, I was able to get in on this very good freebie and I notice on my credit report that I had several accounts that have a balance of $400. This is strange because my balance is zero for those accounts. They have been zero for almost one year. Link to comment Share on other sites More sharing options...
nick_jenni_jocelyn Posted April 5, 2007 Author Share Posted April 5, 2007 Hi, I was able to get in on this very good freebie and I notice on my credit report that I had several accounts that have a balance of $400. This is strange because my balance is zero for those accounts. They have been zero for almost one year.hmmm i dont know about that one. maybe you can call the creditor that you have teh account with and see if they are reporting it correctly. if not, ask them to report the correect balance. or maybe call the credit reporting agency and see where you get with that. but i would first start with the creditor. i do know that some dont update on your report every month. i hope you can get it figured out! Link to comment Share on other sites More sharing options...
MandaJo111 Posted April 5, 2007 Share Posted April 5, 2007 Hi, I was able to get in on this very good freebie and I notice on my credit report that I had several accounts that have a balance of $400. This is strange because my balance is zero for those accounts. They have been zero for almost one year. Go to www.annualcreditreport.com. You can run your credit report once a year for each of the 3 credit bureaus for free. When you get the results you can dispute any item on there that is not correct. You will get a response in about 30 days as to the the decision. If the info is not correct then they will fix it. Also be sure to look over it carefully. There is a place on the report that shows high balance which refers to the highest balance you have ever had on the card. The credit limit shows how much you are allowed to have on the card. Link to comment Share on other sites More sharing options...
SCmomof3 Posted April 13, 2007 Share Posted April 13, 2007 Any new codes for this? Link to comment Share on other sites More sharing options...
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