nick_jenni_jocelyn Posted March 30, 2007 Posted March 30, 2007 follow this link.... https://www.myfico.com/Store/BureauSelection.asp make sure you ONLY have TRANSUNION box checked. enter code VC3794 hit continue enter information after all this is done, the price shold be free. offer only good for the first 5,000 people. to buy this, its usually $15.95!
evagerardog Posted March 30, 2007 Posted March 30, 2007 Thanks a Lot, OP. I can't believe that worked! Peace of mind in the time it takes to type in some data. Hope it's not phishing; looked extremely secure.
klastar Posted March 30, 2007 Posted March 30, 2007 I don't know if everyone knows or not but you can pull your credit report from each agency once a year for free or anytime you have been turned down for credit. We pull one once a year just to make sure everything is OK on them....
nelly Posted March 30, 2007 Posted March 30, 2007 Yeah, everyone can get their credit report for free from each bureau. But if someone wants to know their FICO score, they have to pay for that. :)
lalam Posted March 30, 2007 Posted March 30, 2007 Awesome! I just did mine and my husband's as well. Thanks for posting this!!
jdoug Posted March 30, 2007 Posted March 30, 2007 Could't sign up. I guess they reached their limit. The Promotional or Gift Code you have entered is either invalid or expired.
Fishboysmom Posted March 30, 2007 Posted March 30, 2007 Thanks. I just did mine. I also got my free credit report. Does anyone know what to do if there are items that need to be removed from your report? I still have old credit card accounts, that have been closed for years, showing up on my report.
deelite Posted March 30, 2007 Posted March 30, 2007 Yeah...I could not do mine either. Told me the code was either expired or invalid.
cberrytech Posted March 30, 2007 Posted March 30, 2007 Your old credit cards will show up for 7 yrs, sometimes 10. If they do not show "closed by grantor", or "closed by consumer" then there should be directions at the beginning or end of the credit report on how to file a dispute. Or, you can go the the credit bureau's website and there should be directions there.
nick_jenni_jocelyn Posted March 31, 2007 Author Posted March 31, 2007 might still be working. try this code now: VC9743
Kayakmom Posted March 31, 2007 Posted March 31, 2007 Thanks. I just did mine. I also got my free credit report.Does anyone know what to do if there are items that need to be removed from your report?I still have old credit card accounts, that have been closed for years, showing up on my report.If they are positive accounts, leave them for as long as they stay. They give age to your report, which helps your score. If they're negative, they will fall off after 7 years has lapsed. If they are innacurate, you can dispute them and request that they be removed immediately. There is some info about this sort of thing in the finance forum here and there is a lot of information available on this topic at www.creditboards.com.
rebecca7675 Posted March 31, 2007 Posted March 31, 2007 I have never done this before. Do they send this to you in the mail or is it emailed to you.
bella_4624_19 Posted March 31, 2007 Posted March 31, 2007 after you answer the questions, you'll see your report online.
DanelleR Posted March 31, 2007 Posted March 31, 2007 might still be working. try this code now: VC9743Darn, it worked last night, but now this a.m., I wanted to do my DH's and it wont work. Hmmmm....
kmbrly Posted March 31, 2007 Posted March 31, 2007 Your product is locked. For more info please click contact us and send us an E-mail, or call 1-800-319-4433.I can't access mine anyway.
tplaya07 Posted April 1, 2007 Posted April 1, 2007 As mentioned above, you are allowed to get a free credit report every 12 months from all 3 Credit reporting agencies (Equifax, Experian, Transunion). You can either write each agency requesting the report, or you can get all 3 through www dot annualcreditreport dot com Also, the credit agencies will usually offer 15 or 30 day trial periods in which you can get your score, as well as use their credit tools and help sections. Just make sure to cancel before 30 days. Also, for those looking to build or repair their credit, I have gained a ton of knowledge and good information from credit forums such as consumers dot creditnet dot com/Discussions/ and creditboards dot com/forums/ Just using the tips and techniques recommended by the members there, I have brought my FICO score up ~110 points in the last year.
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