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What Type of Payment Are you Planning to use While you Are Shopping on Black Friday


What type Payment are you planning when you shop on Black Friday  

182 members have voted

  1. 1. What type Payment are you planning when you shop on Black Friday

    • 1. Cash
      47
    • 2. Debit card
      60
    • 3. Credit Card
      66
    • 4 Gifts Card or Prepaid Credit card
      3
    • 5. Checks
      8


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Posted

Some stores if you use debit will give $$ back others will give "credit" back to your debit card. Each store is different. :2roller:

 

The best way and quickest way to get a refund is to pay cash and have a receipt with you!

Posted
Always credit for everything for the cash back. Then pay it in full everymonth. 1% cash back from the cc company and 1.5% interest from the checking account for the money I put off spending for the month.
Posted
How does a mail in rebate work if you use a credit card? Do you get a check, or is it credited back to your CC account? Sorry, I've never bought anything with a mail in rebate with a credit card before.
Posted

Questions about debit cards...

 

-If you return the item, how is the money debited back into your account?

-Would there be any differences in returning the item ( cash or debit )?

-Is it easy and simple to return the item and get your money back?

 

I don't feel comfortable carrying loads of cash on me, so I'm considering my options. Once I figure out how it works. LoL.

 

Thanks!

:gd_dollar Debit cards work just like credit cards.:g_thumbri
Posted

I don't like carrying cash, especially around the holidays. We'll be using debit cards.

 

If you pay with a CREDIT card, it gets credited back to your account.

If you pay with a DEBIT card, majority of the time, you get cash back.

Posted

Questions about debit cards...

 

-If you return the item, how is the money debited back into your account?

-Would there be any differences in returning the item ( cash or debit )?

-Is it easy and simple to return the item and get your money back?

 

I don't feel comfortable carrying loads of cash on me, so I'm considering my options. Once I figure out how it works. LoL.

 

Thanks!

Good questions.

 

It's easiest to use a debit/credit card as funds are credited back to your account.

 

If you pay with cash and it's over a certain amount (I think $300), they will NOT refund you in cash. You will receive a check via mail which could take 1-2 weeks.

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