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Is it the right time to save money for Christmas gifts?


Rebirth

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i have a christmas club accout that comes out of my husbands check and then every november they send me a check for what i have in there

I think this is what I'll do next year....I hate the fact that it all comes out of my account at once instead of taking a little bit out each month to put towards it! :eyepoppin
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I use my credit card also for all christmas gifts so I can get the rewards, then since there is an extra payday in December and my husband gets a christmas bonus, I take the amount I have budgeted for Christmas out of the extra paycheck and bonus and pay off the credit card in january. In addition to getting some good deals on Christmas presents, I have a nice rewards balance after the first of the year to spend on myself! :2roller:
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