Is it the right time to save money for Christmas gifts?

[Gporter34]

I guess it pays to pay attention.lol I saw this and was aabout to say something along the lines of if you haven't started saving yet, there's no need in it now.LMAO

[copados1993]

i have a christmas club accout that comes out of my husbands check and then every november they send me a check for what i have in there

I think this is what I'll do next year....I hate the fact that it all comes out of my account at once instead of taking a little bit out each month to put towards it!

[eve]

yep its best to save before hand:bounce_fl

[BrandyJervas]

I don't save for christmas I start buying things July 1 so I get a little here a little there and it doesn't kill me financially

[gisellerol]

i save 2 months before hand

[floridasun5]

I use my credit card also for all christmas gifts so I can get the rewards, then since there is an extra payday in December and my husband gets a christmas bonus, I take the amount I have budgeted for Christmas out of the extra paycheck and bonus and pay off the credit card in january. In addition to getting some good deals on Christmas presents, I have a nice rewards balance after the first of the year to spend on myself!

[Jenniferharrison82]

I try to start about the middle of summer, so I don't need to come up with money all at once.

[dorkydiva]

I started setting aside $50 a week a few weeks ago. Just today DH asked what the cash in a drawer was for. I told him it is for BF, and he laughed and said I am a smart woman

[rosegarden]

I shop year round but it's always a bit of a crunch in December. This year I can't believe how great deals I've already snagged!