Yep the newer Fuji's accept xD. Even in the olden days they would use SM when everyone else was using cheaper CF. Get with the program Fuji and Olympus!
We visited CostCo today (shocking!!! as Brad would say) and saw this laptop.
It looks like a nice laptop but not my cup of tea, I'd prefer the newer HP Pavilion DV2000T.
Congrats on your purchase :)
Good luck, I found a few searching Google but the majority were over $60.
I would either increase your budget or drop the USB requirement.
Edited - RossMAN
I wouldn't return it. HP will probably send you those CD's but it may cost you $10 - $15. Before you contact HP Support I would search NotebookForums.com for posts regarding OS CD's.
That is a good deal on a loaded laptop. Unless you order a CTO (configure to order) most lapop manufacturers do NOT include the original Windows CD's. You'll have to contact HP support and ask them.