GottaDEAL Posted July 12, 2005 Share Posted July 12, 2005 <a href="http://www.gottadeal.com/Deal/11027" target="_blank"><img src="http://www.ncsreporting.com/AffiliateAdministration/Campaigns/CardOfferBanners/chase_cashplus-ca.gif" border="0"></a><br /><br />Chase has just announced a great new cash-back credit card. The new <a href="http://www.sunspotweb.com/aff/12B235AB1EB515E7D0C0?9D6E46ADEE73545B4422C065E70DE2479203219D40" target="_blank">Chase Cash Plus Rewards Visa</a> is designed to compete directly with the popular <a href="http://www.sunspotweb.com/aff/34F104F75B5756F5FB44?5FD51798897B7B070C9E4ECD05A5767313765BB215" target="_blank">Citi Dividend</a> card. The new Chase Cash Plus Rewards Visa features 5% cash back at gas stations, supermarkets and drug stores, 1% cash back at everywhere else, no annual fee and 0% APR for purchases and balance transfers for up to a full year.<br /><br /><a href="http://www.gottadeal.com/Deal/11027" target="_blank">Get the New Chase Cash Plus Rewards Visa - Up to 5% Cash Back - Chase</a><br /><br /> Link to comment Share on other sites More sharing options...
Guest DigDoug Posted July 12, 2005 Share Posted July 12, 2005 I have this card, but it just has the regular bonuses. I wonder if I could get them to switch it for me. Link to comment Share on other sites More sharing options...
Brad Posted July 12, 2005 Share Posted July 12, 2005 This card is new and basically has the same features as the Citi Dividend card that everyone loves. It gives you the 0% APR on BOTH purchases and balances for up to a year (the Citi card just does it for balances) Link to comment Share on other sites More sharing options...
Guest DigDoug Posted July 12, 2005 Share Posted July 12, 2005 BTW, the Citi Dividend card was rated #1 in the August 2005 edition of SmartMoney magazine. Link to comment Share on other sites More sharing options...
Brad Posted July 12, 2005 Share Posted July 12, 2005 BTW, the Citi Dividend card was rated #1 in the August 2005 edition of SmartMoney magazine.Which is probably why Chase blatantly copied it, lol. Link to comment Share on other sites More sharing options...
RossMAN Posted July 12, 2005 Share Posted July 12, 2005 Two questions which are probably in the fine print:1) Is there a maximum rewards you can earn per year? For CitiBank Dividend it's $300 per account.2) Are the rewards $ automatically credited to your account at the end of each billing cycle or do you have to request a check? Link to comment Share on other sites More sharing options...
Guest DigDoug Posted July 12, 2005 Share Posted July 12, 2005 I just called Chase and asked about a product change. They said that it was an option for me, however, this card wouldn't be available until the end of August. I can wait a few weeks. I won't have to close my account and apply for a new one which I don't want on my credit report. Cool! Thanks Brad! Link to comment Share on other sites More sharing options...
Guest DigDoug Posted July 12, 2005 Share Posted July 12, 2005 Two questions which are probably in the fine print:1) Is there a maximum rewards you can earn per year? For CitiBank Dividend it's $300 per account.2) Are the rewards $ automatically credited to your account at the end of each billing cycle or do you have to request a check?I do not know of a limit on rewards, but with my current card, as soon as you accumulate $25 worth of points, you can order a rewards gift certificate or cashback check. Link to comment Share on other sites More sharing options...
Brad Posted July 12, 2005 Share Posted July 12, 2005 "Redeem your points for cash back checks OR get gift certificates from your favorite merchants including Best Buy, The Home Depot, Pier One Imports, Macy's and more." So it sounds like you have to request them. Link to comment Share on other sites More sharing options...
Guest DigDoug Posted July 12, 2005 Share Posted July 12, 2005 www.Chase.com currently has no info on this new card. The card I currently carry is http://www.bankone.com/answers/BolAnswersDetail.aspx?top=you&segment=PFS&topic=CreditCards&item=2Q7Hexcept I have a fixed APR. BankOne was bought out by Chase. I just read the small print and it looks like you can accumulate a maximum of 60,000 points per year which is $600. I would assume the new card would be the same or very close. Link to comment Share on other sites More sharing options...
RossMAN Posted July 12, 2005 Share Posted July 12, 2005 "Redeem your points for cash back checks OR get gift certificates from your favorite merchants including Best Buy, The Home Depot, Pier One Imports, Macy's and more." So it sounds like you have to request them.Damn. I want cash and it would be nice if it were 100% automated. This is one feature I like about my Chase PerfectCard http://www.bettercreditcard.com/images/cards/chase_perfectcard.gif Link to comment Share on other sites More sharing options...
jamesave Posted July 12, 2005 Share Posted July 12, 2005 woot! time to switch the perfect card or my first usa card! PS. Before bankOne, it was "first usa" Link to comment Share on other sites More sharing options...
Guest DigDoug Posted July 12, 2005 Share Posted July 12, 2005 Damn. I want cash and it would be nice if it were 100% automated. This is one feature I like about my Chase PerfectCard http://www.bettercreditcard.com/images/cards/chase_perfectcard.gifIt's pretty easy to request them. It is all done online. When I see I have 2500 points, I log in and have them send me a check. Link to comment Share on other sites More sharing options...
Brad Posted July 12, 2005 Share Posted July 12, 2005 The Amazon Visa (at least my business version of it) is also done through Chase/BankOne/FirstUSA and those gift certificates are sent automatically. But I suppose they want to try to get you to get gift certificates from their "preferred" merchant partners instead of the cash. It would be nice if you could get higher-$ GCs instead of cash - i.e. choose $100 cash or $150 Best Buy gift card, etc... Link to comment Share on other sites More sharing options...
Big Smooth Posted July 13, 2005 Share Posted July 13, 2005 Hmm, been looking for a better rewards card and this looks pretty solid. I did want to get a MasterCard because there are occassionally deals that you have to use a MC to get. However, the 0% APR on purchases certainly pushes this one above the Citi Dividend card IMO. Of course, I could get both... So, Brad, is this the best overall rewards card out there right now, in your opinion? I should get the full 12 months of 0% or close to it since my credit score is quite high, which would be great since I just bought a house and have a lot of expenses that I'd love to defer right now. Link to comment Share on other sites More sharing options...
Brad Posted July 13, 2005 Share Posted July 13, 2005 If you can get close to 12 months I'd say it's a very good option. Like I said, it has basically all the advantages of the Citi Dividend, plus the 0% on purchases which in your case really helps. Link to comment Share on other sites More sharing options...
RossMAN Posted July 13, 2005 Share Posted July 13, 2005 Big Smooth, I'd say the only difference is Chase doesn't offer virtual account numbers like CitiBank does. Otherwise they're nearly identical with similiar benefits. Link to comment Share on other sites More sharing options...
edmicman Posted July 13, 2005 Share Posted July 13, 2005 whoa this sounds cool! i might have to check this out soon. Is this permanent, or just a limited time offer? What about the thing above that said its not available until August? Any info on if there are limits to the cashback or not? Tagged for later anyway! edit: Somewhat of a tangent...How does changing jobs affect credit / credit history / applications? I've been at the same place for the past 4-5 years or so, but recently took a new job and am in the process of going through that. I start there in 2 weeks. Should I wait until I'm at the new place for awhile before doing anything credit related? What about getting a new car? Gah, its late and I should get to bed.... Link to comment Share on other sites More sharing options...
Guest DigDoug Posted July 13, 2005 Share Posted July 13, 2005 whoa this sounds cool! i might have to check this out soon. Is this permanent, or just a limited time offer? What about the thing above that said its not available until August? Any info on if there are limits to the cashback or not? Tagged for later anyway!The thing? lol. I have Chase cashback rewards card. If the program is similiar there will be a $600 limit on rewards. You can't find this card on the Chase website yet, so I am thinking what Chase told me on the phone is true. Link to comment Share on other sites More sharing options...
Meltz Posted July 13, 2005 Share Posted July 13, 2005 Excellent - I'm going to have to convert one of my Chase cards to this one. One of my chase cards used to be a FirstUSA card - I haven't used it in years. I guess I will now :) Link to comment Share on other sites More sharing options...
seantbro Posted July 25, 2005 Share Posted July 25, 2005 Hmm... I just cancelled a Home Depot VISA, and still have 4 outstanding VISAs plus a AmEx Blue Card, but only really use the Amazon VISA and AmEx ones. Wonder if all those will prevent me from yet another CC? Can't pass up a 12 month 0% APR card, though! Then I can go back and buy all the other deals on gottadeal. :-) Link to comment Share on other sites More sharing options...
Guest DigDoug Posted August 8, 2005 Share Posted August 8, 2005 I called about this today to switch my card's reward program. I could have made the switch but I would have lost all of my current reward points. I need a little over 1000 points to get the $25 rewards check. After that, I am switching over to this program. :) Link to comment Share on other sites More sharing options...
Aaron Posted August 9, 2005 Share Posted August 9, 2005 I called about this today to switch my card's reward program. I could have made the switch but I would have lost all of my current reward points. I need a little over 1000 points to get the $25 rewards check. After that, I am switching over to this program. :)1,000 points = $1,000 ? Link to comment Share on other sites More sharing options...
Guest DigDoug Posted August 9, 2005 Share Posted August 9, 2005 1,000 points = $1,000 ?On my current program, yes. I can't wait to get on the new program. Last night's tank of gas earned me 52 points. With the new program I would have earned 260 points. Link to comment Share on other sites More sharing options...
Soliex Posted August 14, 2005 Share Posted August 14, 2005 I was wondering, im probobally not eligible to get this card because i have no credit, i was wondering which credit card would be a really good first card? I have had a job since i was 16 im now 19 and i dont rent. Link to comment Share on other sites More sharing options...
Guest DigDoug Posted August 14, 2005 Share Posted August 14, 2005 I was wondering, im probobally not eligible to get this card because i have no credit, i was wondering which credit card would be a really good first card? I have had a job since i was 16 im now 19 and i dont rent.If you are in college, you can get a credit card easily. There are vendors on campus all the time. Otherwise, try your luck with your bank. MBNA and CapitalOne are big credit card issuers. Link to comment Share on other sites More sharing options...
RossMAN Posted August 14, 2005 Share Posted August 14, 2005 Soliex, You really have two options: 1) I would recommend this Chase Cash Plus Rewards credit card if you can get a co-signer (parent, brother/sister, significant other, neighbor, anyone). 2) Otherwise save up $500 cash and apply for a secured credit card at your local bank. You have a very good chance of being approved. After 1 year apply for a regular unsecured credit card and you'll probably be approved. to the forums :) Link to comment Share on other sites More sharing options...
Soliex Posted August 15, 2005 Share Posted August 15, 2005 Alright, thanks for the information guys, ill try for a co-signer. Link to comment Share on other sites More sharing options...
Guest beatmix01 Posted August 15, 2005 Share Posted August 15, 2005 i think i will open up a new card, once my 0% is up on my bank of america card... come to think of it... i should find out when my 0% is up anyway.. so is the new chase card better than the perfect card? my one big thing is i like to have no charge on balance xfers, since i usually buy things on my delta amex and xfer them over to another card w/ 0 apr and pay it off. Link to comment Share on other sites More sharing options...
Mike Posted August 15, 2005 Share Posted August 15, 2005 Does this card also offer a 1 year warranty extension on all purchases? Link to comment Share on other sites More sharing options...
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