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Updated: ING Direct Raises Orange Savings Account Interest Rate to 4.40% - ING Direct

GottaDEAL

By GottaDEAL
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GottaDEAL

GottaDEAL

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<a href="http://www.gottadeal.com/Deal/16151" target="_blank"><img src="http://www.gottadeal.com/images/storelogos/ingdirect.gif" border="0"></a><br /><br />ING Direct has once again just raised their rate of interest for their Orange Savings Account to 4.40%. ING Direct is FDIC insured just like other banks are but since they are a .com with no physical branches there is little or no overhead. Savings are therefore passed on to their customers - that would be you. No minimum deposit, No hidden fees or service charges and get 24-hour access to your account.<br /><br /><a href="http://www.gottadeal.com/Deal/16151" target="_blank">ING Direct Raises Orange Savings Account Interest Rate to 4.40% - ING Direct</a><br /><br />
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  • 2 months later...
stacebabe

stacebabe

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I have 5 accounts with ING. I love them. a $250 deposit.

 

I like it because I don't WANT instant access to my money. It takes 2-3 days to transfer back into your checking account, which makes me think twice about withdrawls. You can't beat the interest rate either.:smirk:

 

This offer looks very interesting? Can someone who has this or knows about this give me details or direct me to some place I can read up on it?

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inogenius

inogenius

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I like it because I don't WANT instant access to my money. It takes 2-3 days to transfer back into your checking account, which makes me think twice about withdrawls. You can't beat the interest rate either.:smirk:

That's exactly why I have the ING account. If I have it in the checking's, the money will get spent on something dumb. With the ING account I have about 60% of my paycheck go there, and then I live like a bum on the other 40%. You get the temptation to transfer the money, with the week that it takes to transfer it around, it's just not worth it.
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Lubby

Lubby

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I use INGDirect as my "long term" savings account. I have my other account at a local bank, which pays peanuts, but I don't usually keep a lot of money there anyway, any money that isn't tagged for bills, or purchases goes to INGDirect to collect that interest.

 

I was so shocked after the first month having my ING account and seeing the $1 or so of interest I made (and no fees), which means I actually increased my money while it sat at the bank. I don't remember the last time that the transaction fees or services fees didn't take as much or more of the interest.

 

Great bank, 24/7 phone support is awesome to.

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USC Becca

USC Becca

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if you search for ING or HSBC (see the "Search" button towards the right on the blue bar at the top, you will find many, many threads that have gone over this before. Please do not re-hash this issue. This thread is about ING Direct rates, and will continue to be about that.

 

Am I missing something? Why not go with HSBC on-line, they are paying 5.05% for a savings account. I admit that the sign up process is somewhat cumbersome, but once you are past that, their site is pretty easy to use.

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