I use INGDirect as my "long term" savings account. I have my other account at a local bank, which pays peanuts, but I don't usually keep a lot of money there anyway, any money that isn't tagged for bills, or purchases goes to INGDirect to collect that interest.
I was so shocked after the first month having my ING account and seeing the $1 or so of interest I made (and no fees), which means I actually increased my money while it sat at the bank. I don't remember the last time that the transaction fees or services fees didn't take as much or more of the interest.
Great bank, 24/7 phone support is awesome to.
