wittenlover Posted October 14, 2019 Share Posted October 14, 2019 I don't generally budget for Black Friday either, but I usually have a good idea what I can get away with. This year the drawstrings are tighter than they've been in a long time, so I'm just hoping for some really good deals. Likewise... Luckily not much I'm looking for this year. Had some unexpected bills that have really put a dent in my "fun money", almost to the point of non-existence. Oof. 1 Link to comment Share on other sites More sharing options...
tbarry1974 Posted October 15, 2019 Share Posted October 15, 2019 Much smaller than usual and I hate it!! 1 Link to comment Share on other sites More sharing options...
Gator Pam Posted October 16, 2019 Share Posted October 16, 2019 (edited) Between my bilateral mastectomy in June of 2018, my DIEP FLAP reconstructive surgery in January of this year, and complications from the reconstructive surgery and first revision, I have barely worked these past 15 months and my credit cards are way over spent. Unfortunately, I'm getting by by making minimum payments for now, and paying the interest for doing so. That said, I'll still shop for my loved ones. But gifts will probably be more focused on novelty tee shirts and the like this year. I've finally returned to working, but since I work as a clerical sub for a couple of school districts, it's only per diem with no benefits. Hopefully, I'll be able to start catching up by making double payments starting around the New Year. Edited October 16, 2019 by Gator Pam 5 Link to comment Share on other sites More sharing options...
playacet Posted October 17, 2019 Share Posted October 17, 2019 We used to wing it the years past, but I made a conscious effort to set a little aside per paycheck. What ever is not used will go towards Christmas gifts. So our budget is $500 1 Link to comment Share on other sites More sharing options...
mgreen Posted October 20, 2019 Share Posted October 20, 2019 I've said it before and I'll say it again "Budget, what budget?" 1 Link to comment Share on other sites More sharing options...
stina629 Posted October 20, 2019 Share Posted October 20, 2019 I have a general Christmas budget (like a certain amount of money per person I’m shopping for) that I try to stick to, Black Friday or otherwise. Of course some people end up over, and others end up under due to great BF deals, but it all tends to balance out. I find this easier than an overall budget because it helps me keep track of what I’m spending per person. As for the items I buy for myself/household stuff, I don’t really have a budget for that. If I see something I want/need for way cheaper than normal, I just go for it. And for the stuff I buy on BF every year (cat litter!), I don’t spend money on it all year except for on BF so everything balances out. 2 Link to comment Share on other sites More sharing options...
atipton129 Posted October 23, 2019 Share Posted October 23, 2019 I have a general Christmas budget (like a certain amount of money per person I’m shopping for) that I try to stick to, Black Friday or otherwise. Of course some people end up over, and others end up under due to great BF deals, but it all tends to balance out. I find this easier than an overall budget because it helps me keep track of what I’m spending per person. As for the items I buy for myself/household stuff, I don’t really have a budget for that. If I see something I want/need for way cheaper than normal, I just go for it. And for the stuff I buy on BF every year (cat litter!), I don’t spend money on it all year except for on BF so everything balances out. Same. I have a price range for each person that I buy gifts for, but on BF I tend to buy a lot of household items. I don't stick to a budget specifically for BF. Link to comment Share on other sites More sharing options...
jaymacfla Posted October 23, 2019 Share Posted October 23, 2019 Just passed my Security + certification so that is at least $300 that does not have to go into the reserve. Bring on Black Friday!!!!!! Link to comment Share on other sites More sharing options...
Brad Posted October 23, 2019 Share Posted October 23, 2019 The quantity and quality of deals that pop up determines my budget each year. Link to comment Share on other sites More sharing options...
colemandawn4905 Posted October 24, 2019 Share Posted October 24, 2019 My stress level just went through the roof as I was unexpectedly terminated from my job so I was like well there goes Christmas. Applied for unemployment n was checking indeed I swear almost hourly. Got a call not even a week after my termination and I started today. God may close a door but he opened a window. 5 Link to comment Share on other sites More sharing options...
cab0ad Posted November 3, 2019 Share Posted November 3, 2019 Can't spend a fortune this year. Braves on my kid ate most of my funds. Hope there are good deals! 1 Link to comment Share on other sites More sharing options...
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