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Tjalfi

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Everything posted by Tjalfi

  1. Fair enough. :) I'll keep ING in mind in case my bank ever decides to lower its rates to more standard levels.
  2. Are there any advantages to ING over your standard brick-and-mortar bank with good online access? I'm currently getting 5% on a free-free, no minimum savings account with my bank. I can't see any reason to switch... but everyone in this thread seems quite pleased about ING's offer. What am I missing?
  3. To even out the number of presents, try wrapping small gifts that you might otherwise use as stocking stuffers. At 8 and 10, your boys are old enough to understand how much things cost. When I was a kid, I asked for a Gameboy (black and white, of course!) but knew I'd never get it because it was so expensive. On Christmas morning, my brother and I each had six presents under the tree. From "Santa," I got my Gameboy-- and from my parents, a game and four individually wrapped batteries. :) It was the best Christmas surprise I could have imagined, and I had great fun exclaiming over each of my gifts.
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