AmandaNicole

Yikes. Ok, I have good credit and don't use a credit card... I, of course, had a couple to establish my credit and promptly cut and tossed after a reasonable amount of time. You dont need a credit card to have good credit... There are other lines of "credit" out there that don't require a monthly purchase of non necessity items to keep your credit in good standing. Thats great that you and your family are great at budgeting and are strict on spending... Not everyone is so disciplined. It sounds like you are fortunate enough to buy what you need for Christmas for your loved ones and don't have much of a concern about how its going to get paid for. Well not everyone is that fortunate. Some people don't have a considerable amount extra to spend on the holidays. That's why they do things like layaway. To say somebody shouldn't shop for Christmas because they're not as fortunate to pay all up front is really out of line. Everyone's situation is different.

Most of my shopping will be done at Walmart this BF... Which is a big change for me since in years past I've only had to go for 1 or 2 items and been able to get them without leaving the house too early. Usually Target it my place to go but their ad was a big disappointment this year and am only going for 2 items. Anyway, I have a list of about 11 items that I'll be needing to get at Walmart and it'll just be my boyfriend and me going... All our items go on sale at 10 w/ the exception of one of the printers so we're gonna plan on being in line around 7. I'm also anxious to go talk to the store manager about whether or not they'll be letting people stock their carts prior to 10PM (24 hr store). This might change the time we go.

The Express Black Friday store WITH the coupons is actually a really good deal! 40% off all morning PLUS the coupons... you're going to save a lot of money. The coupons do not mention anything about them not being good on Black Friday... Excited about this sale!!! :)

Pretty disappointed with all the ads this year so far... I was holding out for Target to "Wow" me but it didn't. But I agree with jodeee, the xbox for $139 is definitely on my list of items to pick up. And whoever said the clothing was overpriced was right... looks like everyday prices at Target.