Kmart nationwide it is only a $5.00 cancellation fee. You do also have a $5.00 non refundable layaway fee so you do loss $10.00 and I know that the kmarts here are flexable when it comes to making payments. All you have to do is make a phone call and if the person that you talk to if they say no call and talk to the store manager and they will be flexable. But if you need, talk to the store manager not the assistants, always take it to the top.