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samisma

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About samisma

  • Birthday 03/20/1981
  1. I guess that I was worried for nothing! Mine arrived today. Thanks Brad! (And I love the extra goodie that was included, I will be using it with my nook.)
  2. i wanted one thing, and one thing only. since it sold out early on bestbuy.com, and since walmart didn't do the sale price online - i headed to our local walmart (which isn't in the best of areas). i watched people get into fist fights over video games and computers, but i was just one of 3 people in line for my item. so.. i walked out with: Nabi 2: $138.79 (price after tax). And I behaved and got just that! Was done and out the door by 8:15! And I'm so excited, because we do the 4 gifts thing for our kids since so many other people spoil them. This is the present from Santa (along with matching bright red headphones). That leaves me with just a book, pjs, and a bath set to get. (want, need, read, and wear!). Plus candy for the stocking. And I can get all of these in plenty of time since our local walmart is going out of business I'll get it all there in a week or two
  3. wore my old one today - and proudly. it's the black one that says "if you're reading this i got your doorbuster!" think i got us a few more converts - they were looking up GD from their phones while in line!
  4. do they take bribes? we're on a very tight budget this year. the only BF thing I'm going for is the Nabi 2. And I'd rather not try to leave the house to get it as I can't figure out how to do so without bring the kids with me ( hubby has to work). My kids are not old enough to brave our walmart on BF. Last year I watched a poor guy get beat up over a video game for his grandson by security no less.
  5. The most important thing to know is that unless you have joint accounts, or you are a co-signer on your mom's accounts, or if your mom left a legal will/document naming you as the responsible party you do not have to pay those debts in the state of Ohio. One of the first things you need to do is get your mother's estate declared "insolvent". This status means that you have to notify all the debtors that the estate has been legally declared insolvent which means they have to eat the debt. However, when an estate is deemed insolvent the heirs/executor (named by court) have to sell all the property to pay what is called necessary debt. In your state the debts that are required to be paid first (in this order): estate administrating fees, funeral expenses, taxes, last illness bills, then secured debts (mortgages, car loans), and LAST credit card debts, utilities, etc. Here is the thing about it. If the estate is worth $30,000 and the administrating fees are a $1000, the funeral is $6000, taxes are $1000, and the illness bills are $30,000 - then once the money runs out it runs out and you are not responsible for coming up for the difference. Instead you simply provide those debt collectors/agencies with the letter showing that the estate was insolvent, detail the situation, and show that by the time it was their turn to get paid there was no money left. You may still get aggressive collectors calling you (in fact I guarantee it). If they do you can cite the FDCPA and provide them with a cease & desist letter (send certified with read receipt). DO NOT give them any of your personal information, including your SSN, your place of work, or even your birthdate these websites may be great resources for you: http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt004.shtm http://www.huffingtonpost.com/jim-t-miller/savvy-senior-dying-with-d_b_1414499.html I would get on that Lawyer!!! He/She needs to: 1. Establish Probate (which is true, Ohio made that law in 2009) 2. Petition the court to name an executor/administrator 3. Have the assets vs debt reviewed (should be within 30 days of death) 4. Have the estate/property deemed insolvent by the court
  6. speeddiva.. i work in finance, typically unless the individual who passed away left a will, trust, or estate they can't legally hold you responsible for her debts. trust me. at least once a month i submit paperwork to have thousands of dollars moved to 'uncollectible'. typically all you have to do is provide a death certificate and then that's the end of the matter with the collectors/accounts.
  7. wow.. i wish I had $1000. budget this year is very small. but to dream! 1. Walmart - Nabi 2 Kids 8gb Tablet - $129 2. Best Buy - Madden NFL 13 for XBox - 34.99 3. Toys R Us - Apple iPod Touch 16GB 4th Generation w/ $30 iTunes & $20 Gift Card - 199.99 (i'd get 3!) 4. Toys R Us - Vicks Starry Night Cool Mist Humidifier - $32.99 5. Toys R Us - Monster High 30" Acoustic Guitar - 24.99 6. Big Lots - 38" Maxx The Sock Monkey - 19.88 7. Walmart - Flat Panel TV Wall Mount - $39 8. Xbox 360 Wireless Controller - 39.96 (i'd get 2) 9. Walmart - Norelco PT270 Electric Razor w/ Bonus Trimmer - 37.97
  8. i'm sorry that so much has gone on and is putting a damper on your holiday season... just a thought - you might be able to brighten up someone else's christmas if you donate those trees to your local women's crisis center/shelter (same with the toilet paper & pasta - most of those places have very limited funds and they're trying to help women and children who have very little as well)
  9. samisma

    Babies R US

    Don't be blinded by name brand. They have their storebrand diapers on sale for $10 per box. Both of my kids were very allergic to the pampers. The storebrand diapers have been great from BRU/TRU.
  10. I wonder if the Nabi 2 deal will be available online? I don't want to wait in their line for just one item. But that is a must have on my shopping list this year... and best buy isn't exactly close to me.
  11. those of you that got the soda stream party - get at me if you want any tips or recipes. I actually worked for them in NJ when they went by the name "Soda Club" and they had independent stores. I still have and use my machine too. (It's rather ancient at this point, but you'll see when you get yours that it takes a lot to kill the machine!)
  12. favorite thing: meeting other black friday enthusiasts. especially when it's their first time out on BF
  13. samisma

    Babies R US

    I shopped BRU in 2006 and scored on the diaper deal, filling 3 carts and being one of the only people in the store shopping. Last year I also took advantage of the diaper deal - but you are better off shopping it online. In 2006 there was no limit on the amount of boxes you bought in store, but in 2011 they limited it to 4 per customer and they sold out quickly. I was very disappointed when we got home, but when I went online I found they had the same deal ($10/box) with NO limit. I ended up buy 4 of the NB, 4 of the size 1s, and 4 of the size 2s. Last year they also had a deal on the ready-to-feed nursers that are normally $10/case. I believe they were $5/case. I know I bought 3 cases in store of the gerber good start in the single feed glass bottles. Long story short - that is one store that it is more convenient to shop online. You could do it while you're waiting in line at another store if you've one of those "fancy" phones (which I don't, mine is old enough to be in a museum). I would check out last years ad scan, as it hasn't changed much year to year. I know that I'll be taking advantage of the diaper deal again this year, but this time going for some larger sizes!
  14. the Nabi 2 does look very interesting. Netflix is actually important, I hadn't even thought about that. Being able to download books is important as well. So based off the posts here I can eliminate the Tabeo, but now I've to research the Nabi 2! From what I can see not only is netflix available on the Nabi2, but for $3 a month there's 500+ hours of kid friendly/mom-approved shows (not that my kid needs that much tv). I'm really liking the educational apps I'm reading about for this as well. hmm. does anyone else have one of these? curious if anyone else has an opinion on the Nabi
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