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DH and I started a Christmas club at our credit union back in March- it cashes out in the begining of November- can't wait!!!

 

Smartest thing we ever did- comes right out of our paychecks!

 

BF $$$$$$$$$$$$$$$

I DID THE EXACT SAME THING, last year after BF I told myself that will be the only way for me to have enough $$$$$ for 2006 BF.:fluffy:

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