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As long as you are elegible for an upgrade it is no different than going to your carriers store. Except you are getting a $250 Target gift card instead of a discount on the phone itself. And no the gift card can't be used towards the price of the phone. You don't get the gift card until the phone is activated.

 

Best Buy is offering up to $150 off the price of the XS. So your savings will be monthly.

 

You might want to check your carrier for deals as well.

 

And just throwing this in there. We got iphone XRs and love them. Less expensive than the XS and you get a bigger screen.

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