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What is your MAJOR method of payment on BF?


How do you plan for pay for your MAJOR purchases on BF?  

60 members have voted

  1. 1. How do you plan for pay for your MAJOR purchases on BF?

    • Store CreditCard
    • MasterCard credit card
    • Visa credit card
    • American Express
    • Discover
      0
    • Cash
    • Check
    • I don't know yet...waiting til I get paid again....
    • Debit Card (Visa/Mastercard logo)
    • someone else is paying for me!
      0


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Posted
I use my debit card from a bank which is a visa. Don't want to bring cash as that screams, "Take my purse". So I usually bring my id, debit card, and also credit card (if I make any big purchases)
Posted
I would have used my Visa bank check card, but they told me for major purchases, it's better to go with cash. Big stores have three day holds, so it'll hold my money, and take my money and make it look like I've overdrawn. So I'll be visiting the ATM before I go.
Posted

I would have used my Visa bank check card, but they told me for major purchases, it's better to go with cash. Big stores have three day holds, so it'll hold my money, and take my money and make it look like I've overdrawn. So I'll be visiting the ATM before I go.

Wouldn't it be better to use a credit card on the big purchases?

Posted

Wouldn't it be better to use a credit card on the big purchases?

It's not technically a credit card, it's coming out of my (newly) opened bank account. So say I have $500 in there, and I go and spend $250 automatically at Best Buy. The bank is already sending out their money, but until Best Buy's bank is sure they have it, it's going to hold it too and look like I've spent all of my $500. ..Atleast that's how they explained it to me.

 

Yes, it is better to use it on big purchases, IF you have enough money to cover it.

Posted

Hey Rebirth be CAREFUL with cash! ;)

Thanks, but I'm not using cash. I'm using my Debit Card and Credit Card, but my Debit will be used most. However, the CC will used on a bigger purchase.

Posted

Thanks, but I'm not using cash. I'm using my Debit Card and Credit Card, but my Debit will be used most. However, the CC will used on a bigger purchase.

Dang it, that was for floppy! :spamdance

Posted

Dang it, that was for floppy! :spamdance

haha, thanks! At first I was planning on taking my gigantic purse, but I quickly changed my mind. I have this itsy bitsy little (can't even be called a purse it's so small..) bag that's big enough to hold my cellphone and car keys in the front, and cash zipped up in the back. I can wear it across me so I can hide it under my jacket, and hopefully not be seen.

Posted
Since I am shopping by myself I don't like to carry alot of cash so I would rather use my CC and not have to worry about it. I always pay off the balance in full every month so I don't overspend even with the card.
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