I've been looking at net 10. They are 10 cents a minute all the time. I use about 150 minutes a month so that would only be 15.00 a month. Other pay as you go have you pay a daily usage fee as well as the charge per minute. If you go to net10.com there is a place to compare it against other companies. You do have to buy a 30.00 card ever 2 months to keep the service active but if you dont use all the money it rolls over. Most pay as you go phone require this.