Wal-mart is making a business decision to end layaway because in the end they lose more than they make. They have to hire extra help, pay for 10-20 trailers to store layaways, lose money on merchandise customers NEVER come pick up, lose money on things that go on clearance while its sitting in layaway, and countless other things... Layaway usage has declined over the years and they did a customer poll over the last several years before they made this decision. Why should they lose money so people can use them as a "storage" facility to hide gifts during the holidays. They can use all that manpower to be on the salesfloor to help better assist the customers. They will lose some customers and if those people want to go pay HIGHER prices at some other retailer then let them