I work the service desk at a SWM and most of what you've said here is incorrect. We go by company policy and that policy is: Incorrect. You have 3 times in 45 days to return items without a receipt, after that you will be denied. (I'd always thought it was 90 days but we recently had meetings and management said it was 45). Also, anything under $10 is cash back. Above $10, is an automatic gift card. Also incorrect, to a point. Our policy is w/receipt within 90 days, period, on everything except electronics. 15 days on electronics.. if it's music or movies, with or without a receipt, the only thing you can do is an even exchange for the exact same thing. If we don't have it, sorry about your luck. The only time we do refunds back on gift cards is when they don't present a receipt, or if they specifically ask for a gift card. Otherwise, the refund is given back to the customer in the form that they paid. If they used their credit card, it goes back to the credit card. If they want the cash back instead of it going back to the credit card, they must present their credit card to us first. If they don't show it, it goes back to the credit card, period. This is for the cardholders protection. Some Joe Blow off the street could've picked that receipt up, gone into the store and grabbed the item and came up to "return" it. If they used debit, it's cash back. If they wrote a check, it's cash back since Walmart electronically presents the checks now. My store, specifically, also will do price matches without the customer bringing in the ad to "prove" anything. I'm sure it bites us in the arse at times. I know for a fact that I've rung people up who are lying about stuff being on sale. So instead of making the customers bring in the ads, we keep all the weekly ads with us so if we feel the need to check, we can.