hmmmm. Am I ready? I am here in october aren't I??!!! is my budget ready? Who curses and uses that dirty word.... BUDGET! But my kids make budgeting easy, my DD12 has her christmas list made up already! a new clothes hamper, 2 new belts and a new pair of gloves and maybe some jeans. oh, and i already bought it all. Do I have BF-ad-ADD? yep