I didn't get to the Polaris area last night until about 7pm and I couldn't believe how much the parking lot was packed. The spots were full, so people were parked all over the place. I still managed to get a great spot, only to find out the whole thing about only cash, check, or amex when I got in line inside. Didn't have any of these nor do I know the pin to my debit card, so I just picked up an application. I knew they would probably still let me in, but it looked like a madhouse and I had other shopping to do. I'll probably go back next week during a weekday when it's less busy. I am hosting my family Christmas party so I am excited to get the $30 to spend on some appetizers. You do get the $30 in GCs right after you sign up, right?