IceyNiki

I have some Refer-A-Friend coupons somewhere, but I cannot locate them at the moment. Therefore, I am not sure if they expired. The current online promotion is if you open an Orange Savings or Electric Orange checking with at least $250, you get $25. (Your friend that referred you gets $10.) No reward for amounts less than $250. Hopes this helps.

I've been shopping at VS for years. I've never shopped at A&E, but I'll try to assist you. At free-standing stores, I usually were a Small in tops and a 4 in bottoms. I find at VS that I can wear a 4 in jeans and career pants. I can wear XS in the PINK line and active/loungewear bottoms. However, I find that the PINK sweats are particularly tricky because sometimes even an XS is too baggy at the crotch for me. If a top comes in XS, a Small is usually too big for me. Hope this helps.

My mother is the same way. "Be careful. That might not be legit." ING Direct is FDIC insured, just as any other bank or credit union. They just do not have physical locations. It's easy to set-up an account. No fees for transferring money to and from the account. You can set-up automatic withdraws/deposits also. The only thing I do not like is that you cannot link a savings account to your ING account. (So I believe by reading the website. If anyone knows that you can, please let me know.) And no, I do not work for ING. I used to work at another bank and believe me ING is great.

My friend and I were just wondering last night when ING was going to raise the interest rate again.