I won a trip with money once from eprize, they had a travel agent contact me and I gave her dates I wanted to go so she could check dates to make sure there was no blackouts, yes they apply with prizes too. I got an american express card actually not money but yes it came before trip, well in advance (kinda hard to hold onto before the trip, lol) Also mine came with car rental, she sent a check to cover rental of car for some reason (I think so they wouldnt be liable or something)
Everything worked out smoothly and had a great trip.
Prize was actually less than value in rules and they send my 1099 for correct amount.
ya since my post i already have been contacted by the travel agent (really nice lady) very surprising on easy all of this has been so far. none the less i am waiting for the money to be in my hands before i book the trip. do you remember how long it took to receive you american express card? I have one answer of several weeks and another saying 8-10 weeks.