Jump to content



Guests, please register to remove all of the banner ads on the forums. It's fast, easy and completely free!

Help support GottaDeal.com and use these links when shopping online this week. For more stores, see our store directory.
Walmart.com Target.com Kohls.com Amazon.com BestBuy.com Sears.com ToysRUs.com
SamsClub.com eBay.com Dell.com Groupon.com HomeDepot.com Staples.com Cabelas.com

Photo

Cash, Credit, Debit, Check, Giftcard... How will you be paying on BF?


  • Please log in to reply
67 replies to this topic

#1 AudreyNicole  OFFLINE  

AudreyNicole

    Member

  • PipPipPipPipPipPipPip
  • 444 Posts
  • Member since 2007

Posted Nov 16, 2009 - 12:06 pm

Last year, I only had about $100 to spend on BF, and I was comfortable carrying around that amount in cash. This year, I have been saving, so I have more money in the budget and I am not comfortable carrying around alot of cash... I do have a debit card, but what happens if the computers go down, and I can't pay using my card? I have been thinking alot about it, and wondering how the majority of other BF shopping handle their money while shopping? What do you do?

:hearthrob Audrey :hearthrob
SAHM to Logan (11) and Joshua (10)




#2 arf110106  OFFLINE  

arf110106

    Member

  • PipPipPipPipPipPip
  • 78 Posts
  • Member since 2008

Posted Nov 16, 2009 - 12:13 pm

I used cash last year, and will be doing the same this year. I can get into a LOT of trouble just using my debit card, I would be likely to overspend that way. I would say if you don't feel comfortable carrying around too much money (not sure how much is too much) but maybe you can just take out a little at a time and then get the rest from an atm? The only thing I can think of.

:holiday16 Lovin' the holidays!!! :holiday16
:holiday01 :holiday07  :holiday02


#3 Jen8112  OFFLINE  

Jen8112

    Super Mom! Super Shopper!

  • PipPipPipPipPipPipPipPip
  • 1,093 Posts
  • Member since 2009
  • Location: NH

Posted Nov 16, 2009 - 12:26 pm

I used cash last year, and will be doing the same this year. I can get into a LOT of trouble just using my debit card, I would be likely to overspend that way.

I would say if you don't feel comfortable carrying around too much money (not sure how much is too much) but maybe you can just take out a little at a time and then get the rest from an atm? The only thing I can think of.


I try to use cash. I too could get into too much trouble with a debit card! I have a list and bring that much, maybe a little bit more. Another thing I do is if I'm going to a bunch of stores I bring in only the cash I need and leave the rest in the car. ;)

#4 Thumper501  OFFLINE  

Thumper501

    Member

  • PipPipPipPipPipPipPip
  • 142 Posts
  • Member since 2008

Posted Nov 16, 2009 - 12:26 pm

I use my debit card. Always have. I don't bring a purse, I keep that card in my front pocket so less likely to be pick pocketed. Sure, I may overspend. But I am usually pretty good and don't go over my budget by any more then $30-40.

#5 bfaddict1977  OFFLINE  

bfaddict1977

    Member

  • PipPipPipPipPipPipPip
  • 522 Posts
  • Member since 2009

Posted Nov 16, 2009 - 12:31 pm

i use cash and gift cards.

#6 braylan1  OFFLINE  

braylan1

    Member

  • PipPipPipPipPipPipPip
  • 147 Posts
  • Member since 2009

Posted Nov 16, 2009 - 12:37 pm

I usually use my debit card. I always overspend too, but that is nothing new....it has become expected by my hunny :) He fishes, I shop! ;)
BF 2011:hert::holiday07:holiday05:holiday14

#7 2000SE  OFFLINE  

2000SE

    Member

  • PipPipPipPipPipPip
  • 29 Posts
  • Member since 2005

Posted Nov 16, 2009 - 12:40 pm

Debit card only, cash seems to confuse the cashiers, plus cash takes too long after they look at it in the light then run the brown marker through it or use the scan light. I will be loading up my car using a debit card by the time the cashier is still verifying someone else’s cash. :)

#8 AndreaInNC  OFFLINE  

AndreaInNC

    Caniac

  • PipPipPipPipPipPipPipPip
  • 6,707 Posts
  • Member since 2005

Posted Nov 16, 2009 - 12:46 pm

Discover so I get my rebate!

#9 lakj98  OFFLINE  

lakj98

    Member

  • PipPipPipPipPipPipPipPip
  • 1,159 Posts
  • Member since 2008

Posted Nov 16, 2009 - 12:52 pm

I will be using it all. I have gift cards that I save up throughout the year (usually ones I got as incentives). I bring about $300.00 in cash as I hate using my card for small purchases. then I bring my debit card for the large purchases. I also bring a few credit cards. I don't really sue them unless I go way over my budget. But I bring them just as a backup.

#10 zim05  OFFLINE  

zim05

    Member

  • PipPipPipPipPipPipPip
  • 295 Posts
  • Member since 2008

Posted Nov 16, 2009 - 12:56 pm

I'll be using cash, gift cards and my debt...I'll also bring along my credit card just in case!

#11 nick_jenni_jocelyn  OFFLINE  

nick_jenni_jocelyn

    Member

  • PipPipPipPipPipPipPipPip
  • 3,048 Posts
  • Member since 2005

Posted Nov 16, 2009 - 1:00 pm

I am going to try just cash this year and see how that goes. On 2nd thought.... better bring my debit card just in case, lol. ;)
:holiday03~*~ Jenni ~*~:holiday03

#12 arci122  OFFLINE  

arci122

    Member

  • PipPipPipPipPipPipPip
  • 549 Posts
  • Member since 2007

Posted Nov 16, 2009 - 1:03 pm

Credit card, need to get my reward points.

#13 zoemariesmamma  OFFLINE  

zoemariesmamma

    Member

  • PipPipPipPipPipPipPip
  • 538 Posts
  • Member since 2005

Posted Nov 16, 2009 - 1:04 pm

I bring all of the above but will mostly be using gift cards and my debit card. A small amount of cash and a cc for "just in case".

#14 Elmck  OFFLINE  

Elmck

    Member

  • PipPipPipPipPipPipPipPip
  • 1,446 Posts
  • Member since 2009

Posted Nov 16, 2009 - 1:05 pm

I'll use Credit at Kohls to get the extra off (pay it when I get home) The rest I hope will be cash.

#15 KBsDarling  OFFLINE  

KBsDarling

    Member

  • PipPipPipPipPipPipPipPip
  • 1,758 Posts
  • Member since 2005

Posted Nov 16, 2009 - 1:07 pm

debit/cc only.... Never would carry cash with me on this day.

#16 Mikesgirl  OFFLINE  

Mikesgirl

    Member

  • PipPipPipPipPipPipPip
  • 516 Posts
  • Member since 2005

Posted Nov 16, 2009 - 1:18 pm

I put it on gift cards and carry cash I do take my debit card but I try to avoid using it.. Seems like every year the system goes down and credit cards cant get processed same with checks... I learned one year not to use only my debit card..

#17 Deal Grabber  OFFLINE  

Deal Grabber

    Member

  • PipPipPipPipPipPipPipPip
  • 1,690 Posts
  • Member since 2006

Posted Nov 16, 2009 - 1:27 pm

I only use my debit card.I dont own credit cards.I keep my card in my pocket this way i cant lose it or it cant get stolen.Cash is way to easy to lose.
Ohhh another day another deal!!!

#18 conj  OFFLINE  

conj

    WHats My function, you ask?

  • PipPipPipPipPipPipPipPip
  • 8,252 Posts
  • Member since 2005

Posted Nov 16, 2009 - 1:28 pm

credit card. cash back... we pay it off every month, so no interest...
Don't join dangerous cults: Practice safe sects!

Knowledge does not dissolve integrity - Conj

#19 NTBoard  ONLINE  

NTBoard

    Member

  • PipPipPipPipPipPipPip
  • 122 Posts
  • Member since 2005
  • Location: Littleton, CO

Posted Nov 16, 2009 - 1:35 pm

I was thinking about it and since I know about how much I want to spend I'm planning to pick up gift cards to each of the stores I'm shopping at from my grocery store & get 10 cents off per gallon of gas per $50 in cards. Then I'll pay any extra I owe with my debit card & maybe a little cash, I suppose. And then... I'll go get my really cheap tank of gas! :)

+++POSITIVE THOUGHTS+++!!!
Niccole :gdflower3:

#20 fluffkin79  OFFLINE  

fluffkin79

    Member

  • PipPipPipPipPipPipPip
  • 853 Posts
  • Member since 2006

Posted Nov 16, 2009 - 3:18 pm

I use my debit card, maybe cash for small purchases (under $20ish, starbuck perhaps?) and have never had an issue with the system going down. I don't carry a purse that day and wouldn't want to worry about money slipping out of my pocket so I don't take much cash. Maybe you can carry a checkbook with you in case the computers go down? I don't know for sure that they still do, but stores used to take checks without computers verifying them first.

#21 bugsette  OFFLINE  

bugsette

    Member

  • PipPipPipPipPipPipPipPip
  • 5,623 Posts
  • Member since 2005

Posted Nov 16, 2009 - 3:30 pm

cc cards to get the rewards

#22 kjunea  OFFLINE  

kjunea

    Born Shopper

  • PipPipPipPipPipPipPip
  • 540 Posts
  • Member since 2005

Posted Nov 16, 2009 - 3:32 pm

credit card. cash back... we pay it off every month, so no interest...


I do the same. Husband budgets and puts away money all year for my major shopping excursion! I will also take a little cash along to pay for small purchases, breakfast/lunch/sodas, etc.

#23 evansmommy9902  OFFLINE  

evansmommy9902

    Member

  • PipPipPipPipPipPip
  • 42 Posts
  • Member since 2006

Posted Nov 16, 2009 - 3:36 pm

I live on the west coast & the 1st time w went black friday shopping we used cards! Found out that the machines went so slow because east coast was so slammed too! We take everything with us, but the main item is cash! It's faster!
If u can't find me I'm headed 2 Reno 2 shop!

#24 krissy72  OFFLINE  

krissy72

    Member

  • PipPipPipPipPipPipPipPip
  • 2,222 Posts
  • Member since 2005

Posted Nov 16, 2009 - 3:37 pm

cc for the airline miles. I never pay interest.

#25 starbeck96  OFFLINE  

starbeck96

    Member

  • PipPipPipPipPipPipPip
  • 746 Posts
  • Member since 2009
  • Location: Alabama

Posted Nov 16, 2009 - 3:42 pm

This is the first year that I've had a debit card during BF. So what I think I am going to do is take some cash for smaller purchases. I am going to get a Walmart giftcard for what I expect to spend plus around 20 or so extra on it. And I am going to put some stuff on my debit card. I do not really like taking that much cash around on that day. Before the debit card, my biggest fear was losing the money..

#26 ICF  OFFLINE  

ICF

    Member

  • PipPipPipPipPipPipPip
  • 123 Posts
  • Member since 2005

Posted Nov 16, 2009 - 3:43 pm

always use a credit card for almost every purchase we make in order to earn rewards....always pay it off and never paid any interest.

#27 momof3luvs1  OFFLINE  

momof3luvs1

    Member

  • PipPipPipPipPipPipPipPip
  • 1,093 Posts
  • Member since 2009

Posted Nov 16, 2009 - 3:52 pm

I will have a small amount of cash on me to be on the safe side. I will mainly use my debit card unless some stores give you extra amounts off if you use their card( ie- macys, childrens place, gap)..so I will use my credit for that and then pay it off when I get home! Too much cash could be scary, plus if you use a card and loose your reciept they can find it in the system, if u use cash..no such luck!

#28 queenofshopping  OFFLINE  

queenofshopping

    Human Mall Directory

  • PipPipPipPipPipPipPipPip
  • 1,532 Posts
  • Member since 2005

Posted Nov 16, 2009 - 4:26 pm

Cash, as much as possible. Store credit cards @ Kohls and Old Navy.
Forget Santa, I want a visit from the UPS man! :mail:

#29 wx4svr  OFFLINE  

wx4svr

    Black Friday Geek

  • PipPipPipPipPipPipPip
  • 499 Posts
  • Member since 2007

Posted Nov 16, 2009 - 4:34 pm

Combination of all 3.
:holiday15 wx4svr - It's that time of year again! Bring on BF! :holiday16

#30 Venusaur  OFFLINE  

Venusaur

    Member

  • PipPipPipPipPipPipPip
  • 811 Posts
  • Member since 2006

Posted Nov 16, 2009 - 4:36 pm

As long as you can pay it off each month no reason not to use a credit card. I get 5% cash back with Amex.




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users