Last year, I only had about $100 to spend on BF, and I was comfortable carrying around that amount in cash. This year, I have been saving, so I have more money in the budget and I am not comfortable carrying around alot of cash... I do have a debit card, but what happens if the computers go down, and I can't pay using my card? I have been thinking alot about it, and wondering how the majority of other BF shopping handle their money while shopping? What do you do?
Audrey
SAHM to Logan (9) and Joshua (8)
I used cash last year, and will be doing the same this year. I can get into a LOT of trouble just using my debit card, I would be likely to overspend that way.
I would say if you don't feel comfortable carrying around too much money (not sure how much is too much) but maybe you can just take out a little at a time and then get the rest from an atm? The only thing I can think of.
Lovin' the holidays!!!
I try to use cash. I too could get into too much trouble with a debit card! I have a list and bring that much, maybe a little bit more. Another thing I do is if I'm going to a bunch of stores I bring in only the cash I need and leave the rest in the car.Originally Posted by arf110106
I use my debit card. Always have. I don't bring a purse, I keep that card in my front pocket so less likely to be pick pocketed. Sure, I may overspend. But I am usually pretty good and don't go over my budget by any more then $30-40.
i use cash and gift cards.
I usually use my debit card. I always overspend too, but that is nothing new....it has become expected by my hunnyHe fishes, I shop!
BF 2011
Debit card only, cash seems to confuse the cashiers, plus cash takes too long after they look at it in the light then run the brown marker through it or use the scan light. I will be loading up my car using a debit card by the time the cashier is still verifying someone else’s cash.
Discover so I get my rebate!
I will be using it all. I have gift cards that I save up throughout the year (usually ones I got as incentives). I bring about $300.00 in cash as I hate using my card for small purchases.
then I bring my debit card for the large purchases.
I also bring a few credit cards. I don't really sue them unless I go way over my budget. But I bring them just as a backup.
I'll be using cash, gift cards and my debt...I'll also bring along my credit card just in case!
I am going to try just cash this year and see how that goes. On 2nd thought.... better bring my debit card just in case, lol.
~*~ Jenni ~*~
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Credit card, need to get my reward points.
I bring all of the above but will mostly be using gift cards and my debit card. A small amount of cash and a cc for "just in case".
I'll use Credit at Kohls to get the extra off (pay it when I get home) The rest I hope will be cash.
debit/cc only.... Never would carry cash with me on this day.
I put it on gift cards and carry cash I do take my debit card but I try to avoid using it.. Seems like every year the system goes down and credit cards cant get processed same with checks... I learned one year not to use only my debit card..
I only use my debit card.I dont own credit cards.I keep my card in my pocket this way i cant lose it or it cant get stolen.Cash is way to easy to lose.
Ohhh another day another deal!!!
credit card. cash back... we pay it off every month, so no interest...
Don't join dangerous cults: Practice safe sects!
Knowledge does not dissolve integrity - Conj
I was thinking about it and since I know about how much I want to spend I'm planning to pick up gift cards to each of the stores I'm shopping at from my grocery store & get 10 cents off per gallon of gas per $50 in cards. Then I'll pay any extra I owe with my debit card & maybe a little cash, I suppose. And then... I'll go get my really cheap tank of gas!
+++POSITIVE THOUGHTS+++!!!
Niccole
I use my debit card, maybe cash for small purchases (under $20ish, starbuck perhaps?) and have never had an issue with the system going down. I don't carry a purse that day and wouldn't want to worry about money slipping out of my pocket so I don't take much cash. Maybe you can carry a checkbook with you in case the computers go down? I don't know for sure that they still do, but stores used to take checks without computers verifying them first.
cc cards to get the rewards
I do the same. Husband budgets and puts away money all year for my major shopping excursion! I will also take a little cash along to pay for small purchases, breakfast/lunch/sodas, etc.
I live on the west coast & the 1st time w went black friday shopping we used cards! Found out that the machines went so slow because east coast was so slammed too! We take everything with us, but the main item is cash! It's faster!
If u can't find me I'm headed 2 Reno 2 shop!
cc for the airline miles. I never pay interest.
This is the first year that I've had a debit card during BF. So what I think I am going to do is take some cash for smaller purchases. I am going to get a Walmart giftcard for what I expect to spend plus around 20 or so extra on it. And I am going to put some stuff on my debit card. I do not really like taking that much cash around on that day. Before the debit card, my biggest fear was losing the money..
always use a credit card for almost every purchase we make in order to earn rewards....always pay it off and never paid any interest.
I will have a small amount of cash on me to be on the safe side. I will mainly use my debit card unless some stores give you extra amounts off if you use their card( ie- macys, childrens place, gap)..so I will use my credit for that and then pay it off when I get home! Too much cash could be scary, plus if you use a card and loose your reciept they can find it in the system, if u use cash..no such luck!
Cash, as much as possible. Store credit cards @ Kohls and Old Navy.
Forget Santa, I want a visit from the UPS man!
Combination of all 3.
wx4svr - It's that time of year again! Bring on BF!
As long as you can pay it off each month no reason not to use a credit card. I get 5% cash back with Amex.
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