Was wondering if anybody uses quicken or MS money to balance/budgeting here.

I use Quicken, even though not as detail as I would like to use it...

comments/suggestions on using these software? any discussion forum for these?

No, I use a combination of

The "buffer" method.
Online banking.

I use Money. Credit card info is downloaded into it, but checking/savings transactions are entered manually.

I use online banking and don't use the money managers--I check the statement when it comes in though to make sure no weird stuff is on it.

I use online banking. I verify my bank & cc statements when I receive those in the mail.

As stated in another thread, I use the "Buffer" method, so my checkbook never gets balanced.

I've tried to use a computer program, but I always end up letting it slide and going back to my old ways.