Do most of you have personal accounts or Premiere accounts w/ PayPal?

I have a Paypal personal account because I despise the fees.

My wife has two Paypal accounts. Her Premier/Business account is for Paypal transactions. She also uses her Personal account for smaller eBay auctions (selling coupons for example).

I had a personal one and switched to a premiere account when a couple people sent me credit card payments. I didn't realize at the time that they'd take fees out of EVERY transaction in the future, even bank account ones. I thought they'd only take fees out of money sent to me with a credit card. I haven't been able to figure out how to switch back--it doesn't look like I can. Grr. I don't sell things on ebay and I rarely receive money so it's kinda stupid for me to have the premiere account; I was just trying to make it easier for the people who sent me money via credit card...if only I'd known!

they take money out when people send you money via bank accounts too? hmm.. how about sending money from a premiere account?

they take money out when people send you money via bank accounts too? hmm.. how about sending money from a premiere account?
If you have a Paypal Premier/Business account fees are deducted from ALL INCOMING PAYMENTS regardless of funding source.

Yeah, and you can't switch back. It sucks. I guess I should be glad I don't need to use PayPal often--I'm not getting robbed of a lot of money.

Yeah, and you can't switch back. It sucks. I guess I should be glad I don't need to use PayPal often--I'm not getting robbed of a lot of money.
Sorry but that is incorrect, two things you should know:

You are allowed to downgrade your account ONCE (https://www.paypal.com/cgi-bin/webscr?cmd=_help-ext&leafid=1405&answer_id=15465559).
A better solution is to have two Paypal accounts (https://www.paypal.com/cgi-bin/webscr?cmd=_help-ext&leafid=1403&answer_id=15467611).

I have a Paypal personal account because I despise the fees.

My wife has two Paypal accounts. Her Premier/Business account is for Paypal transactions. She also uses her Personal account for smaller eBay auctions (selling coupons for example).

Yep hubby is correct. I have used my Personal PayPal account more often lately as there's no fees. :)

Sorry but that is incorrect, two things you should know:

You are allowed to downgrade your account ONCE (https://www.paypal.com/cgi-bin/webscr?cmd=_help-ext&leafid=1405&answer_id=15465559).
A better solution is to have two Paypal accounts (https://www.paypal.com/cgi-bin/webscr?cmd=_help-ext&leafid=1403&answer_id=15467611).


Thanks for that link. I looked all over their site and couldn't find it--I thought it was just impossible.

Another note, no single bank account can be associated with two separate paypal accounts.

Business premier account, and another premier account.

Frankly I can live without the 2.9% cost and I just find it to be an inconvenience asking people to use a specific account depending on their payment source. The personal account used to be a personal account, but I gave up and upgraded it about 6 months ago. Now Telnap related payments to the telnap business account, and everything else to me "personal" premier account.